Benefits:

— Health, Dental, Vision

— 401k with 6% match

— Friendly, casual work environment.

— Onsite movie theater

— Xbox gaming and movie nights

Please apply Online Here:

Established in 2000 by UCSB Computer Science graduates, PayJunction is a growing financial software company based in beautiful downtown Santa Barbara. PayJunction processes over 1 billion dollars in annual credit card transactions for thousands of businesses across the US. We are currently looking for hardworking individuals who want to join a growing team of employees who are friendly, hardworking, and value a relaxed work environment.

Responsibilities:

— Determine credit worthiness by performing an analysis of:

—- Bank Statements

—- Balance Sheets

—- Profit and Loss

—- Cash Flow

—- Tax Statements

—- Prior Merchant Processing Statements & ROI’s

— Screen accounts against security fraud checklist

— Work alongside partner banking institutions to review account financial integrity

— Escalate high risk exceptions to executive board

— Provide assistance with account maintenance (limits, checking accounts)

— Report regular status updates to the Account Executives, Project Team Leads and Regional Managers

**Experience in our exact industry is not required, so long as you possess the critical thinking skills to accurately identify risk scenarios. Backgrounds in accounting, finance, mortgage lending, insurance underwriting and more are welcome.**

Desired skills/qualifications:

— B.A. / Masters in Mathematics, Economics, or Finance

— Highly proficient in Microsoft Excel

— Understands Balance Sheets, Profit & Loss, and Bank Statements

— QuickBooks knowledge is a bonus